Letters

Letters

Long-form reflections on compounding, behavior, and rational investing. Quiet, timeless essays designed to compound your understanding—not your anxiety.

What Most Get Wrong About Compounding

Published: Jan 2026 · 7 min read

A foundational look at why most investors never experience true compounding—and how to build the patience required for exponential growth.

Compounding

The Temperament Advantage

Published: Jan 2026 · 6 min read

Your behavior matters more than your stock picks. This letter explores why temperament—not intelligence—is the true edge.

Behavior

The Discipline of Doing Less

Published: Jan 2026 · 5 min read

Why inactivity is a superpower in investing—and how doing less can dramatically improve long-term results.

Discipline

Inversion: Avoiding the Obvious Errors

Published: Dec 2025 · 8 min read

Instead of asking how to succeed, ask how to avoid failure. This mental model prevents more mistakes than any optimization strategy.

Mental Models Investing

Thinking Like an Owner, Not a Trader

Published: Dec 2025 · 6 min read

The shift from trader to owner changes everything. When you own a business (not a ticker), your time horizon extends and your behavior improves.

Investing Behavior

The Discipline Premium

Published: Nov 2025 · 7 min read

Markets reward discipline with a premium that compounds over decades. This letter explores why consistent behavior beats brilliant insights.

Discipline Compounding

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